When a person enters care, they are automatically "means tested", meaning their assets are assessed, including their home. People who have very few assets end up escaping the costs of care. People who have assets below the £14,250 threshold will be entitled to the maximum possible public funding. Contact Life us today to find out how we can protect your estate from these costs.

What can happen?

• Your home may have to be sold to pay for your long term care costs
• Any income would be assessed and used towards the cost of your care
• Your savings and investments could be wiped out
• Your children and grandchildren could lose their entire inheritance

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What will I have to pay?

Should you or a family member require long term care we can provide help and advice in relation to a number of issues that could arise. Where a financial assessment is required, we can assist with this and ensure that the correct approach is adopted by the council or local authority, and that all the necessary processes are followed. For example, has a Continuing Healthcare Assessment and a Needs Assessment been conducted?

When it comes to moving into a home, we can provide advice on the appropriateness of the contract for the placement, and we can continue to liaise with a local authority or council on your behalf if issues arise regarding the outcome of a financial assessment.

Should you have any concerns at all at what can be a difficult time, we are able to provide help and assistance. If a loved one is no longer able to manage their own affairs, we are also able to offer advice on Powers of Attorney.